About Us I am a stay at home mom with three wonderful kids. I have been married for over 8 years to my best friend. I am head over heals in love with him. He always supports my crazy "thrifty adventures". We have a lot of fun together. I was raised on a small dairy farm. Where I learned very young, the value of hard work and how to be thrifty in all areas of life. Growing up our meals were made from scratch. Only on special occasion would we get name brand cereal, chips, or any other fancy treats. Now that I am a Mom with my own budget, the basic foods always comes first. I too make most of our meals from scratch and take pride in feeding my family a well balanced healthy diet. I enjoy seeing how far I can make our budget stretch, and when I take the time to match sales with coupons I am able to get all those "fun & fancy" items that would other wise be out of my budget. Being thrifty has always been a way of life for me, but it has also become a real joy.

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Back to Basics

Just have had some emails about couponing and thought it would be good to have a refresher

  • Buy one get one free sales- When a store has a buy one get one free sale, this is a great time to use your coupons. You can use 2 coupons. One for the item you are buying and one for the item you are getting for free. WHY, you need to remember that a coupon is like cash. The store IS getting paid for that product, by the Manufacturer. So the store gives you the second item for free, but they can turn in the coupon and get paid for that item they just gave you for free. Example- chips are on sale buy one get one free. You pay $4.00 for the first bag of chips, and get the 2nd free. But you have 2 coupons for $1 off a bag of chips. You can use both of those coupons. One coupon is applied to each bag of chips (although one bag is considered free) Both coupons are applied to the total sale price. Bringing the total to $2 for 2 bags of chips. You would have paid $8 for 2 bags of chips, but using the Buy one get one (BOGO) free sale you have saved $4 PLUS $2 in coupons.
  • Stacking your coupons- Stacking your coupons is when you are able to use 2 coupons for one item. You are able to do this when you use a in-store coupon ( a coupon that the store prints, normally in the weekly ad. It will have the store logo on it) along with a MFR (manufacturer coupon). When you use the in-store coupon and the MFR coupon together this is called “stacking” your coupons. So watch for those in-store coupons, and see if you have a MFR coupon to go along with it.

The key to stocking up

shopping cart

I always tell people that when you coupon, you need to re-learn how to shop.  Most of us make a list of things we need, go to the store and buy what is on the list.  When you shop like this you are forced to pay the price the store has them marked.   If you need that item,  you do not really have much choice but to pay what the store is asking for that item.  One of the keys to being a successful coupon shopper is to learn to stock up on items your family needs at there lowest price point. Stock up when you  find the perfect sale, that pairs with a great coupon, many times you are able to get that item free or pennies on the dollar.  Instead of buying one jar of peanut butter, go ahead and buy 6.  You can now take those 6 jars of peanut butter home, put them in your pantry.  Your pantry will soon be filled with items that you bought at their lowest price point.  You now have the freedom to not buy peanut butter again till it is at a price you are willing to pay.

This is why having multiple coupons is such an import key to saving money.  If peanut butter comes on sale for $1.00 a jar and you have a .75 cent off coupon, you are able to get that jar for only .25 cents.  But that one jar will not last very long, so in a few weeks you will need to buy it again at regular price.  If you have 6 coupons them you are able to buy 6 jars, at their lowest price point.  For the same price it will cost you for one jar at regular retail price.  I am very busy and I do not have time to run to the store for one jar at a good price, but if I can get 6 jars at a good price then it is worth my time.

Buying bigger is not always better…

bigger better

One rule to getting a good deal with coupons is to buy small.  I know this goes against everything we have been taught, that the family value pack is suppose to be the best deal right?  Once again this brings us back to the point that anyone can match a coupon with an item.  The real key to saving the big bucks is, learning a few simple rules.  One of those rules is to to match a high value coupon up to the smallest and lowest priced item.  Let me explain, if you have a $2.00 off Chinet paper plates coupon, and the coupon says it is for 36-72 count packages.  If you look at the price per plate, the larger package will normally give you the best price per plate.   So it would seem like that one would give you the better deal.

If you buy the 36 count plates they are $2.50 that makes them about 7 cents a plate. The 72 count plates are $4.50, that makes them about 6 cents a plate.  But if you use the $2.00 off coupon on the 36 count package it now makes them only .50 cent,  less than a penny each.  If you use the coupon on the larger value pack it makes them only $2.50, or 3 cents each. So matching the high value coupon with the smallest package is the best deal.  Using a high value coupon will save you money but, learning how to use it to your advantage will save you even more.

How we budget

budget

Well I wish we did a budget. Our way of budget is in our head… We think we have so much until we look at our account once a week. We talk about it together, and both know how much money is going out or coming in.   We sit down and do it together as a team!  What is weird about it is that we have spent way less in every aspect of our life now that we run this site. I’m not sure if it’s just that being “Thrifty” is on our mind even more now, or that we are just too busy to go and do more shopping for things other than groceries.

I have to fess up that when we first got married 9 years ago I brought in more then $10,000 in credit card debt to our marriage. Sarah was so good about accepting me for me, and teaching me her thrifty ways way back then. I knew some simple budget rules, and simple ways to get out of debt, so I applied what I knew.

I sat down on a 4×5 inch note pad and made a chart.  On top was our tithe to our church. Next was the bills like mortgage, then car payment, and utilities in that order. I figured that I could do with out the phone or do with out cable if it came down to us not having money to pay all of the bills. I placed everything in order of importance. Below those bills came the dreaded credit cards. The one with the highest interest came first. Next to the name I wrote down minimum monthly payment / credit card balance. Then I continued until I had every debt written down. At first I had to write pretty small.

So my plan was that when ever I got a check I wrote down the gross and the net payment on the very top of each 4×5 note pad. I paid my tithe, my mortgage on and on down the list till my credit cards. They say to always pay off the credit card with the highest interest first. So what I did was figured out the minimum payment for all the cards, and the remaining balance I lumped into the one with the highest interest.

I rewrote every card every 2 weeks along with my pay checks. I stapled them together after making all the checks out to my debts. I had a huge stack. But you know what, we paid each one off in only a year and a half. I am not sure how we did it now that I look back. I was a car salesman. One month I would make two or three thousand, and the next 5 months I would make minimum wage. At that time Sarah was working at the dealership too (that’s how we met and is a whole different story). She was barely making over minimum wage too. To give you an idea we spent $15 per week on groceries for 3 people (even when Matthew was born)

By the time Matthew came along, 1 and 1/2 years after we were married, we were out of debt and had 6 months of our mortgage paid in advance. Yeah I am amazed even now. Now that we are out of debt, there has been a huge burden lifted from us. People always say money is the root for a lot of divorces. The stress from bills, credit cards, and collectors can split even the best of marriages. Don’t let that happen to you.

I’m so thankful to my wife when I hear people tell us of how much money they have saved by following what my wife tells them. We both truly do this site for you and your family. Financial stress can be taken away or maybe even lifted by following the tips she shares. We just want to help anyone willing to take time and learn how to use coupons a new and different way. We want to show people how to be thrifty and independent from creditors. Pass what you have learned on to your friends. Being thrifty doesn’t mean having to live like a street person. We are not telling you to buy that 1972 Datsun, or to sit on milk crates in your family room. But what we can show you is how to save money on groceries, or save money on other shopping purchases. So that you can go get that nice car or nice house, and still live with in your means. Just yesterday we were talking to an owner of a business and he stated that driving a Ford Excursion is kind of funny while being thrifty. I chuckled and said, yeah when you can buy them at a government auction for under $5000 its being real thrifty. The largest SUV  for that price is like getting your groceries for free. We buy all of our vehicles at the GSA auctions. To find one near you click here

Anyways, thank you for following our site. Hopefuly we have saved you money. Hopefully you and your spouse have smiles on your face when you come home shopping. That is why we do this, to make families happier by saving money and becoming A Thrifty Mom.

Why our tool bar

Some may not know but we have our own personal, private A Thrifty Mom Tool bar you can down load  here.

Conduit - Edit and Add Toolbar Components_1248493811164

This is what it looks like if you don’t already have it. Its a simple tool that is placed near the top of your internet browser screen. You can quickly access our site by click the logo. You can quickly see what’s new on our site. And be the first to find and print the latest deals before they run out. there is a shopping cart icon that connects you with our coupons.com printing screen. See image below

cSimply click that icon on our tool bar and be the first to print off those coupons you need to add to your binder.

It is spam, virus and hack secure. It has tips for couponing, links to what’s new on our site. You can check your own email from it. Visit us in our chat room. Listen to internet radio, and many more options. Matt loves listening to the radio on it, it is a great little toolbar!

Back to Basics

We get  emails asking us  fairly basic and simple questions. So I thought I would put up a Back to Basics post every now and then, to help with the details of this new way of couponing. You can read this in its entirety on the top of our site under the link of Freebies 101

Here are a few tips when signing up for freebies, Samples, Entering contests or Downloads.
  • Make a 2nd email account- You will find that as you sign up for free products or contests, that you will start to receive A LOT more spam. But you will also get more offers for coupons, and other use full info. I would HIGHLY recommend that you take a few minutes and set up a 2nd email account. Use a free email service, and use this as you enter in give aways, surveys and contest. This way you can have your personal email account free of all the extra mail.
  • Don’t give out to much personal info- You will need to give them your name, address, phone and email. Many companies want a lot more info too, they want to know, birth dates, how many kids you have, and much more. They want this info to find out more about the people that are using their product. So if they ask how many kids I have I tell them, BUT if they ask their names, will use a different name. I don’t think anyone needs to know what my kids names are, just for a free bar of soap. When they ask for my birthday I always give them the the correct month and year but I change the “real” day. This helps protect my personal info. NEVER give out your credit card or SS# for a giveaway, unless you have done a lot of homework and know its legitimate. If they ask for your phone number, unless you actually want telemarketers calling, don’t give the correct number.

Back to the Basics

questionmark on heyboard

Readers question: “This is probably a dumb question but I am new to this! When you say the 5/17 red plum and 6/21 smart source etc, what is that?”

Answer: First this is a great question, we all have to start somewhere and the coupon lingo can be a little overwhelming at first. In the Sunday paper along with all the store ads you will find coupon inserts.  These are put out by different companies, the 3 most common inserts are the Red Plum, Smart Source and P&G(proctor and gamble).  Not all areas get all 3  inserts, for example most of Eastern Idaho does not get the Red Plum or P&G.  It appears that the Smart source seems to be available in most areas.  It can be a little tricky because the coupons I get in my Smart Source are sometimes different from the coupons another city will get in theirs.  Larger city’s tend to get more coupons or higher value coupons.

I am blessed that my local paper the Idaho Press Tribune gets all 3 inserts, plus they have an “A Thirfty Mom Paper Deal”  that allows you to get multiple Sunday papers for only .60 cents each delivered to you door.  Having multiple coupons has been the secret to my saving hundreds of dollars a month!

Back to Basics

Some manufactures who allow you to print coupons off their site will use a Flash program. Or run a Java script. Don’t worry about trying to figure out what that all means. Just look for a drop down bar that comes down below your address bar on top of your page you are trying to print. Click on that bar and click on what ever it ask you to “allow”. It could be please allow ActiveX, or could be please allow Java script. If its on a site that is a major company you can “probably” trust it. If that still doesn’t work try installing the FREE java program:

Java by Sun microsystems

Back to Basics

Trouble Printing Coupons? Here is a part of a larger post you can read on top of our site under the link Trouble Printing

First what we do at A Thrifty Mom is:
Copy the link address. The “www.bricks.coupons.com…..whatever”.
And then Switch browsers! There are really only 3 to worry about.

FireFox
Internet Explorer
Google Chrome – not used much, so usually it’s the top two.

Paste the code in the opposite browser and print away.

Second – what I think is the more complicated way.
Find the 2 letters and switch to a variety of other 2 letter combination’s.
A FireFox link:
hxxp://bricks.coupons.com/Start.asp?tqnm=ri5peuo65798407&bt=wg&o=74976&ci=3&c=GM&p=HyRwaQe
Do you see the “wg” in the code… it’s red. By changing that code to a “vi” or “wi” in Internet Explorer will fix the above issues.
You can swap these codes around till it works in the particular browser you are using. If you don’t want to do what we do.
Now if you are a MAC user, on Safari, you can also replace the “wi”, “vi” or “wg” with a “xs”. Or if you see a “xs” (rare) you can replace with the above 2 letter combo’s.

Well I think just having the other browser already installed is the easiest way, but it’s up to you to choose. Hope this helps.

Back to Basics

We get  emails asking us  fairly basic and simple questions. So I thought I would put up a Back to Basics post every now and then, to help with the details of this new way of couponing. You can read this in its entirety on the top of our site under the link of COUPON 101.

  • What coupons do you save? I clip and save almost every coupon. The only time I don’t save a coupon is if it’s something I would never use even if it was free. So I keep 99% of my coupons. On Sunday when the coupon inserts come out, I spent about an hour clipping them out of 5 different papers. I put them in stacks of similar products. Like all the shampoo goes in one pile, all the cracker coupons in another. By clipping them out of the paper you are able to get rid of a lot of the bulk. Who wants to keep 50 papers around their house. From here you need to organize them, I keep all my coupons in a coupon binder ( I plan to do a post on this next week)
  • Why do I clip and save every coupon? I save every coupon because I never know what is going to come on sale. Or when I might find an item on clearance, and if I have all my coupons in a binder, with me. Then I am able to take advantage of both the coupon and the sale. Before I started my binder I can’t tell you how many times I would buy something that I had a coupon for at home but I just forgot to bring it. Or I didn’t plan to buy it that week, but when I got to the store it was one sale. So I missed a great way to save even more money.

Back to Basics

Every now and then we get an email or two asking fairly basic and simple questions. So I thought I would put up a Back to Basics post every now and then to help with the details of this new way of couponing. You can read this in its entirety on the top of our site under the link of COUPON 101.

Where to find coupons:

Blinkies- These are the little black boxes with the red blinking light that spits out coupons. You can find these little units on the selves in some stores, like Albertsons and WalGreens to name a few. Go ahead and take a few and save them for your coupon stash. But only take a few, remember to play nice and leave some for the next coupon hunter.

Ask around- you would be surprised how many people just throw them away. I have 2 very sweet little old ladies that share their papers with me every week. My husbands work gets Sunday papers. And they just toss them come Monday morning. So he grabs the inserts for me. Once your friends, family, co-works and neighbors know you like coupons they are normally happy to help save them for you.