My Thoughts

teaching kids about money and consequences, #money, #kids, #consequences, #parenting, #helpfultips

Teaching Kids About Money and Consequences

I have been at my wits end lately trying to find a punishment that gets my kids’ attention!  It seems like nothing was getting through!  Until I thought of this.

Now the struggle of getting them to mind as well as helping them learn about saving and spending money are being addressed at the same time and it is working out great!

To begin with, lets talk about the consequences side of things.  The way it works in our house is by getting quarters.  At the beginning of the month we add $5 in quarters for my younger two and $10 for my 12 year old.  As the month goes on, anytime they disobey, talk back, hit someone, refuse to do their chore, or anything else that we feel fits loses them a quarter (sometimes more depending on the behavior).  The quarters then get put in a separate jar and the only way to get quarters back is by doing an extra chore or going above and beyond.  This is usually something they don’t know they will be earning money for and isn’t something they expect.

So by the end of the month they could have nothing left, or they could have even more then the $5 they started out with.  I realize this isn’t a ton of money, and may seem super small to you.  If that is the case, by all means increase the amount you are putting in!  It is great for any budget!

We plan on using the quarters month after month and paying them with bills so that they aren’t bogged down with tons of quarters.

Now onto the teaching them about money side of it.  We are trying to teach them the importance of saving for something they want, paying a small 10% portion to our church for tithing, and buying things they want.  It is hard for some of them.  Sometimes they get that money and want to spend it right away and then are disappointed when they could’ve gotten something better if they had saved for a couple of months.  But it is all up to them. With gentle reminders from us when the money is burning a hole in their pocket about something they had mentioned wanting that costs more then they have. (In our case this would be a video game that right now is still $60 and our son isn’t up that far yet!) it is ultimately still their choice if they spend or not.

I feel like allowing them to make a few mistakes and buy something they may regret later it is teaching them a valuable lesson.

I have found that this has also been great on cutting down their asking for everything they see at the store.  They are learning that things cost money and that none of us have an unlimited supply of it.  I used to dread taking them to the store because I always got asked for something and it is frustrating! Now, they see something they want and then notice how much it costs.  They do sometimes still ask for it, but if it isn’t something they need, it is something they will have to spend their own money on it.  They don’t usually like that idea!

This has been great at our house. It has worked wonders on both lessons and has eased up some of the arguing, tension and frustration around our home!

teaching kids about money and consequences, #kids,  #money, #consequences, #parenting, #helpfultips

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Fourteen years ago at around this time of year I was busy trying to find a someone. Getting the guts up to ask a curly brunette out on a date was an incredibly tough thing. What made it hard was after you said no. Yup turn downed. I went along with your excuse and gave you the benefit of a doubt. So I fought back the first rejection to once again ask you out again. Only to be rejected again. By this time I became more frustrated then totally and ultimately rejected. Although it was far worse the second time. Luckily for me I had a recent self realization to enable a baseball mentality to dating. Before I even asked you to go out on a date I started the “three strikes your out” program. I would give girls three chances before they were knocked off my list. You were on strike two. So there we were, two strikes and we still had to see each other every day at the same dealership that we worked at together. So not long after the second strike I caught you walking up to the front office and caught you and asked again. Sure everyone by now is thinking oh just give the guy a mercy date. But what did you say – NO! I instantly reacted and told you you just got your third strike. After your confusing look I explained my Three Strike Your Out Program, and you then quickly said “Well Maybe.” Maybe go out with me after three strikes? So I told you that I would give you 2 3/4 strikes and we planned a date on another day then the one I just asked.
You were confused as to why I kept asking, thinking I wasn’t interested in the cute country farm girl. So the date was to a collage theater play where we went to and we both realized there that it was love on Third Strike. Later learning from you that you knew that night that you felt the same as I did that night. All to only see us engaged three months later and married in August of that year. Fast forward over 14 years, you are still the one I would ask out again and again. After all the things we have been through both rough and fun, we still snuggle up at night. Even if we are fighting off 5 kids. 😉

Prior to that first date together I had hoped to find you for a thousand years. So as we continue to grow and evolve together, just like our first date, where we know we will be together for a thousand years more.
I Love You more then that first day!

“A Thousand Years”

Heart beats fast
Colors and promises
How to be brave?
How can I love when I’m afraid to fall?
But watching you stand alone,
All of my doubt suddenly goes away somehow.One step closer[Chorus:]
I have died every day waiting for you
Darling, don’t be afraid I have loved you
For a thousand years
I’ll love you for a thousand more

Time stands still
Beauty in all she is
I will be brave
I will not let anything take away
What’s standing in front of me
Every breath
Every hour has come to this

One step closer

[Chorus:]
I have died every day waiting for you
Darling, don’t be afraid I have loved you
For a thousand years
I’ll love you for a thousand more

And all along I believed I would find you
Time has brought your heart to me
I have loved you for a thousand years
I’ll love you for a thousand more

One step closer
One step closer

[Chorus:]
I have died every day waiting for you
Darling don’t be afraid I have loved you
For a thousand years
I’ll love you for a thousand more

And all along I believed I would find you
Time has brought your heart to me
I have loved you for a thousand years
I’ll love you for a thousand more

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Filed Under: A Thrifty Dad, My Family, My Thoughts, Valentine's Day, Valentines Day - Acts of Love, Valentines Day - Thrifty & in Love

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Pumpkins seeds, funny story about everyday life as a mom, hacksConfession time (don’t judge me)…. Last night my kids carved pumpkins. They all separated the pumpkins seeds for me to make into roasted pumpkin seeds (they look forward to this tradition each year). Little Maveric spent almost an hour picking them out one, by one. They put them all in a bag, as I saw the big bag of sloppy, slimy seeds I felt rather overwhelmed.

Making seeds is not hard, but just one more thing to add to my already very busy day. SO…. I ran to the dollar store, bought 2 bags of pumpkin seeds, came home dumped then in a tupperware bowl and left it on the counter for the kids. I put the packages in the trash…. IF they ask I will tell them they are store bought. But If they don’t ask I AM NOT TELLING THEM. ?#?Best2BucksIHavespentAllYear? ?#?IAmNotSuperMom?.

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My friend Becky challenged me to write 3 things that make me happy for 5 days! The challenge was for facebook, but I figured I would share it on my blog as well.sisters1. When my kids get along and play well together. They don’t always get along but I sure love it when they do. Having a new baby in the house, they all love to help with her. Yesterday Mckeely my 9 year old even rocked her to sleep for me, she was pretty proud of herself. She loves her little sisters Snuggles.
2. Haagen Dazs Ice Cream bars… mmmmm does that even need an explanation 
3. Fresh cut grass, on a crisp fall afternoon.

You can read DAY ONE here

FEEL FREE to accept this challenge as well… I would love to have our readers share what makes you HAPPY!

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