Lessons I Learned from Being Unemployed

06/06/2009 8:47 am · 9 comments

Guest Post thanks to Utah Deal Diva,

unemployment

Like millions of other Americans, I hadn’t anticipated my husband suddenly being out of work. We’d always lived within our means and had little debt, but we didn’t have much in savings either. We were terrified at what our future possibly held. How were we going to pay our bills? Would we lose our house?

Those were the thoughts running through my head as the reality of our situation began to sink in.  I am a stay at home mom for our three young children; my husband was the sole breadwinner and then suddenly he was without a job. How were we going to make it with no income?! I was overwhelmed with our sudden change of circumstances. Thankfully, my husband and I quickly resolved that we would not let this situation break us. We had worked too hard to let this ailing economy make victims out of us. We made a plan and prayed hard that God would help us. Little did we know how abundantly our prayers would be answered.

Here we are three months later and I’m happy to report my husband just started a new job! The truly amazing thing is, due to the changes we quickly made in our lives, not only did we not have to touch our savings, but we added to it! No, this isn’t some “get rich quick” gimmick- it’s a true story of how my family survived being unemployed and living on a part-time retail income. 

Lessons I Learned from Being Unemployed

Being unemployed is hard work. My husband and I are both hard workers, but never before have we worked so hard to stay right where we were at. Our only goal at the time was to pay our bills and stay in our home. Within 2 days of being out of work my husband secured a part-time job working retail. When he wasn’t working there, he was spending hours and hours every day searching for a new job.  I helped him search before the kids woke up and after they went down for naps. We worked with recruiting firms and friends to find new employment. In one word I would describe it all as exhausting.

The companies you pay your bills to are more willing to help if you ask.  Within a week of being unemployed, I called all of the companies our bills were through, telling them our situation and asking what they could do. I was so grateful to find that every company I called was more than willing to help us. We switched phone plans, downgraded our cable and cancelled services. Suddenly our meager income was stretching a lot farther.

I didn’t miss luxuries nearly as much as I thought I would. By luxuries I mean eating out once a week, buying a new pair of shoes, or taking the kids to the zoo. Sure, it would have been nice to do those things occasionally, but right after my husband lost his job, we declared a spending halt.  We bought nothing unless it was absolutely necessary, and even then, we most often bought second hand. We re-discovered the value of family time and truly enjoyed spending it together.  We made meals from scratch and had a new-found appreciation for the items we already had. Our lives became very simple and I was surprised at how much I enjoyed it.

Meal planning and cooking from scratch saves a lot of money. This is something I’d known for a while, but I gained a huge testimony of it while unemployed. Being as I’d used coupons for some time; we had built up a nice food storage. Since eating out wasn’t an option, I found planning for our meals was critical. I regularly assessed the items in our pantry and planned meals accordingly. We made our own bread and found joy in creating yummy treats ourselves. I also got very creative in seeing how far some food items could stretch. A member of our church dropped off a whole ham one night and I stayed up late slicing and packaging it so as to use the entire thing. I even boiled the ham bone in soup! We were able to feed our family over 7 meals with that one ham!

Using less of everything really didn’t affect our way of life. And when I say everything, I mean everything! One of the areas we strived to use less was in gas & electricity. We wore sweatshirts instead of adjusting the heater and used the warmth of the oven to heat the house after we baked something.  We were mindful of even the little things from the length of showers we took to how much shampoo we used. We turned our water heater down and adjusted our dishwasher to the lowest settings. As a result of changing our actions we didn’t freeze, our clothes and dishes were still clean (as were we!) and we ended up shaving 25% off our utility bills!

We didn’t really need many of the items we already had. So I sold them. Well, a lot of them at least. I regularly walked around the house assessing what our family could live without and I sold the items online. I sold books, clothes, and electronics. Anything we didn’t need that I thought might have value was suddenly on the market!  My husband scoured the garage and cashed in a load of scrap metal. I’d been couponing for years and had quite a supply, so I assembled coupons and sold them in groups. We spent $20 to cosmetically fix up an old car we’d had for years and hung the “For Sale” sign on it, unsure if we could even sell it in this economy. We sold it for our full asking price a month later.  The earnings were quickly transferred to our savings. Each time I sold something I’d calculate what bills that item could pay for or how long it would enable us to live in our house. Tens of dollars turned to hundreds, and hundreds turned to thousands. It was incredible and we felt so blessed.

Our trials give others the opportunity to serve. As difficult as it might be to be on the receiving end, it’s necessary at different times in our lives. We saw the Lord’s hand in so many small acts of service given to us by neighbors and friends. People wrote us kind letters with thoughts of encouragement. Others sent small amounts of money anonymously. It was all very much appreciated and we are grateful for the services rendered.

We grew accustomed to this new way of life. After a few months, my husband found a new job. I do think it will take a while for my type-A personality to recover from the stress and uncertainty that was so prevalent during those few months. I’m grateful for the outcome though and understand many others are in situations far worse than ours. If I can pass on one piece of advice for others who find themselves suddenly unemployed it’s this: even in this economy, you have more influence on your personal & financial situations than you think. And never forget the power of prayer!

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{ 9 comments }

Preparedness Pro June 9, 2009 at 4:19 pm

Thank you for sharing your personal experiences with us. It’s a scary place to be, but families can really make it work. I think you have the right attitude by looking for the things you can learn from the experience rather than being a Debbie Downer :) I’ve known women in similar situations who have literally lived off their food storage as they rode out the wave. There are tremendous blessings that come from being prepared.

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Tish Poulson June 7, 2009 at 11:04 pm

I enjoyed your lessons learned article. I’ve learned many lessons through our financial struggles. My husband has been without a job for 2 1/2 years. Prior to him losing his job, we were in a pretty good situation and didn’t even know it or appreciate it. We had our house almost paid off, very little other debt, a decent 401K and more than a 1 year supply of food storage. That wasn’t good enough for me. I wanted more. I would sure like to have all that back and I would be very grateful for it. However, I wouldn’t trade it for the many things I have learned in regards to my relationship with my Lord or the things I have learned about myself. I have learned that I can survive and that the bottom won’t fall out. I have learned that I can have a great life and be happy even in a difficult situation. My husband and I are happier and have grown closer together through this experience. I am actually now able to say that I am grateful for this experience (at first I couldn’t). I am a better person. I have a deeper understanding of the struggles many people go through and feel I have more compassion for others. It’s amazing how well and how long you can survive even when it feels like the bottom fell out.

Roz Madsen June 7, 2009 at 12:11 am

I too am thankful for your timely story. My husband is being laid-off the 1st of July as well. We’re so thankful for the advance notice that we had received. It seems funny to be grateful for news of that sort. But, it has given us time to re-assess our assets, needs, wants and goals. In our 20 years of marriage, this is the first time my husband will have been without employment. About 6 months ago, my friend Sarah (A Thrifty Mom) shared some tips on couponing. I started to clip coupons again (why had I ever stopped??). I found myself filling our pantry, and spending far less on groceries than we had in years. We are still nervous about the future,prayer is helping- but know we won’t starve! Thank you A Thrifty Mom.com!

Deborah June 6, 2009 at 7:40 pm

Amen. Thanks for sharing your struggles and triumphs with us.

We went through this ourselves when my husband was laid off for 3 months (Dec – Feb). It was very scary, but we prayed, and God took care of us in wonderful ways. A friend, who raises beef cattle, called and said they had just butchered a cow and had “some” meat left from their last one that was still perfectly good, but they needed the room in their freezer…and could we do them a favor and take the older meat! “Some” meat turned out to be a large laundry basket heaped with hamburger and even some steaks! My but those steaks were tasty!

Just before my husband was laid off I had purchased 40# of chicken leg quarters at 39 cents per pound on special. We had enough meat to last us those three months and then some! That’s just a couple of the ways God met our needs. He is awesome!

Tina June 6, 2009 at 3:56 pm

Thank you for your enouraging story! My family is in this same situation and we are leaning on the Lord and believing that in this hard time we will build character and we will have a testimony to share at the end of this road just as we have had any other hard time we have had in our married life of 22 years. It is so true that we can live with less and be just as happy if not happier. We are waiting on the Lord right now for his guidance we are trying to start up a cleaning business and it is tough we have only lived in Idaho for a couple years and we really do not know alot of people and with the hard times everyone is facing it is really a luxery to have your house cleaned but there are people out there that are still doing ok financially so we belive it can be done. I had a cleaning business in Ca. before moving here and I loved it! God is good and he is faithful. Thanks again for your encouragment and sharing your testimony with us.

Crystal Sims June 6, 2009 at 1:16 pm

Thanks for all the comments. We just found out that my husband will be laid off effective July 1. We thought this was coming, so we do have some savings. But, I know that the little but we do have saved won’t last long. Thank you for all the tips on ways that I can save money while he is searching for a job.

Janet June 6, 2009 at 11:45 am

I loved your lessons learned from being unemployed. Very uplifting. Thanks for sharing.

Tara June 6, 2009 at 11:29 am

Thank you so much for your wonderful comments about being unemployed, our family is facing the same situation right now. It is a very unsettling feeling, but knowing that Heavenly Father has a plan for us and will not let us fail helps us to feel better about the whole situation. We know that he loves us and will help us through this speedbump and that we see the blessings that come from this if we allow them to be shown unto us. Thanks again for your inspiring words.

Neva June 6, 2009 at 9:41 am

This is awesome! Thanks for sharing your story.

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