You might want to hold off for a better deal here. $50 is their normal sign-up bonus, I think. They have specials now and then where they offer more. I signed up when they were running a promotion and received $152 when I joined, half for making 5 purchases and half for making 2 direct deposits.  I also opened a kids savings account for my daughter, and she received a $17.76 bonus. 


I've been happy with the account.  Be aware that it takes a few days for your funds to be available after you transfer money from another account or make a direct depost.  At least it is for me.  I make direct deposits to my daughter's account too, and it takes over a week to post. 

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