I had a tip that I just learned yesterday. I have Allstate Insurance for car and home. I called my agent to see why my bill went up $40 since 6 months ago. After speaking with my agent, I found out that if I sign up for paperless billing, Allstate would take 10% off of my auto insurance bill. This equates to $150 for 6 months which sounded great to me. I had no idea that Allstate did this. I don’t remember this being advertised anywhere.