Thrifty Tips for Busy Moms
Coming up short at the end of the month for a family can be disastrous for a large family, even if they can rely on quick cash payday loans to make up the difference. It is far better to budget things so that there is extra at the end of the month or at least sufficient to get by. That can take a bit of planning to make sure you are using your money as best as possible so it stretches the farthest by reducing unnecessary expenses and making the most of what you do buy.
Reduce Travel Expenses
If you go grocery shopping every week, even with a nearby store you are wasting gas and time. In addition, every extra trip to the store increases the potential for impulse purchases that you really don’t need. For a family, it is much wiser to join a warehouse club and plan to buy in bulk for the entire month, instead of making four trips.
Keep Your Pantry Stocked
You also can save money by keeping your pantry and refrigerator stocked so that when you do make a purchase, you can do it when there is a really good sale going on. You don’t have to go out and buy the expensive beef, if you have several packages frozen in your freezer. It helps you to whether food price increases better and gives you more incentive to cook at home, saving more money on restaurant bills.
Take Advantage of Warehouse Clubs
Warehouse clubs like Sam’s Club or BJ’s Wholesale Club do not just allow you to buy your food in bulk, but can also save you money on clothing and services for your family. You can get prescription lenses at bargain basement prices and get a set of tires cheap. Some wholesale clubs even offer travel discounts for when you want to take your family on vacation.
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