About Us

About Us

I am a stay at home mom with four wonderful kids. I have been married for over 10 years to my best friend. I am head over heels in love with him. He always supports my crazy "thrifty adventures". We have a lot of fun together.

I was raised on a small dairy farm. Where I learned very young, the value of hard work and how to be thrifty in all areas of life. Growing up our meals were made from scratch. Only on special occasion would we get name brand cereal, chips, or any other fancy treats. Now that I am a Mom with my own budget, the basic foods always comes first. I too make most of our meals from scratch and take pride in feeding my family a well balanced healthy diet.

I enjoy seeing how far I can make our budget stretch, and when I take the time to match sales with coupons I am able to get all those "fun & fancy" items that would other wise be out of my budget. Being thrifty has always been a way of life for me, but it has also become a real joy.

Also learn about another member of our team - Ingard.

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FREE COUPON CLASS 1/24 ~ Grab your seat now ** Now FULL

Class is now FULL!

I am excited to let you know I have teamed up with the Idaho Statesman again and will be offering a FREE COUPON CLASS on January 24th. We have 215 seats   but they will fill up quickly so you will need to RSVP to reserve your spot now!!!

 

When: Tuesday January 24th
Where: Courtyard by Marriott – 1789 S. EAGLE ROAD, MERIDIAN… Near Eagle and Overland Road

Time: 7-8:30 pm

Register online at idahostatesman.com/signup or a direct lick here


Any reserved spots not filled just prior to
the start of the class will be
opened up for attendees that do not
have a reservation.

Adults only please

 

***If you are having a hard time registering you can call the Idaho Statesman to register.

Free Coupon Class 1/24 A Thrifty Mom ~ Meridian Idaho

I am excited to let you know I have teamed up with the Idaho Statesman again and will be offering a FREE COUPON CLASS on January 24th. We have 215 seats   but they will fill up quickly so you will need to RSVP to reserve your spot now!!!

When: Tuesday January 24th
Where: Courtyard by Marriott – 1789 S. EAGLE ROAD, MERIDIAN… Near Eagle and Overland Road

Time: 7-8:30 pm

Register online at idahostatesman.com/signup or a direct lick here


Any reserved spots not filled just prior to
the start of the class will be
opened up for attendees that do not
have a reservation.

Adults only please

***If you are having a hard time registering you can call the Idaho Statesman to register.

Did you sign up for our Coupon Class – Win a signed Bobby Flay’s book plus more prizes

BOBBY FLAY Throw DownWhere are you tonight? Want to win a signed copy of Bobby Flay’s book “Throw Down”? Or how about a gift card to Winco? Or many more prizes? If you signed up for our Coupon 101 class tonight starting at 7pm – Make sure you are there or you will miss out more then learning to coupon!

For directions and info read here

Free Coupon Class 1/11/12 in Meridian~ Grab your spot now!!!

I am excited to let you know that I have teamed up with Debt Reduction Services and  I will be offering another FREE local coupon class on 1/11/12 .  Class is over half sold out, but we still have 100 open seats, but the won’t last long so hurry and save your spot.

WHAT: Couponing Class
WHEN: Wednesday January 11, 2012 7:00-8:30pm
WHERE:  Courtyard by Marriot Hotel (1789 S. Eagle Rd, Meridian)
COST: Free (Non-perishable food item donations accepted but not required)

All collected food items will be donated to the Oasis Food Center in Caldwell
Idaho and used in their food pantry and children’s weekend backpack program.
Class size is limited to 250. Reserve your spot by emailing you and your
guests names to Couponing@DebtReductionServices.org. One guest per person

Tips for a new coupon shopper ~ Dear A Thrifty Mom

Dear A Thrifty Mom,
I am a new couponer (since October) and need a little help. I love your site. I found you soon after starting the coupon adventure and I am afraid that couponing has become a bit more of a bad dream than a joy. I read about the people who spend $400 and save $1500 and am at a loss. I have been pretty hard core couponing for 3 solid months and have yet to see a dip in my spending. I am working on stocking up on items that are on sale, buying meat only on sale, and shopping multiple stores only to feel like I am wasting my time and energy on something that is pie in the sky. I had hopped to save some serious money to help with our one income budget. My husband works hard and I was hopping my couponing could support him and help our family to make ends meet as I stay home with our 3 boys.
I just feel like I am missing some key ingredients. I get 5 papers weekly. I clip them all. The major portion of my time is spent clipping, organizing, looking online for additional coupons, using your site to find match ups. Then I shop at Albertsons, Fred Meyer, Winco, and Walgreens with occasional stops at Pauls and Walmart. I have 2 young children with me most days so shopping and price comparisons are time consuming and often less than pleasant for 2 busy boys. I live in Kuna so a trip to the store is a 20 min drive one way and I don’t want to tote my kids to the store daily.

Do you have any ideas any ways I can make the major savings happen for our family. I am so thankful for the matchups you do. Without it couponing would be even more labor intensive and I am sure I would have given up long ago. I don’t want to give up on couponing, but I am close to deciding it is more stress than benefit.
Any thoughts????

Sincerely,
Jenny

********************************

Dear Jenny,

Well it sounds like you have your hands full, I wish I had the magic answer but I hope a few of these tips will help.

  • First there will never be a guide to couponing  that will fit everyone’s life.  Everyone’s needs, lifestyle, location, stores and habits are so different that you have to just find what works best for your family.
  • Couponing is a huge blessing but does take work… so  try and stick it out so you can see the rewards!
  • Couponing is a learned skill and you will get better with time, and find what works best for you.  You will get into a groove that fits your family and their needs.  You are just starting out… so do not be to hard on yourself.
  • This one might surprise you but, I would suggest cutting back…. I know saving your family money is important, but if you get burnt out you will give up and it will be like a fad diet that was not successful .  Instead you need to make couponing  part of your life,.. but not take over your life.  I suggest to start small, get really good at shopping one  or two stores (notice I stick to pretty much 2 stores a week) , and as time and income permit you can try and add another store.
  • It is ok to miss a sale…. it is hard to select which deals are the best and which ones to pass up.  But if you try and hit them all, you will find your whole life revolves around sales and coupons.
  •  Take your budget and take 80-90% and shop like you normally would (before you knew about coupons)…. but then take the other 10-20% and have that be your “stock up or coupon money”.  Focus on the top deals, and just try and stock up on those items.  NO NEED to run to 4-6 stores each week, you will burn yourself out.  Each week you will be able to stock up on those hot items, slowly but surely your stockpile will grow and you still have a life.  The longer you coupon will be learn how much to dedicate just to stocking up and your normal “must have list”.
  • I always say Mom First… Thrifty Mom Second.  Dragging your sweet little ones along is never fun, I know you need to take them with you so that is another reason limiting the stores you shop at may be a good idea.  You will find a good deal is nice, but quality time with your little ones is better.
  • Last but not least… never compare yourself to others…celebrate any amount of savings.  You are doing a great job, now go hug those 2 busy boys of yours :) !

 

Albertsons Official Coupon Policy ~ New as of 12/17/2011

Today 12/17/20011 Albertsons put a new coupon policy for stores in ID, OR, WA, MT, UT, WY, and Elko NV !  They did a great job of clearing up a few grey areas, and unanswered questions.  Few hot topics are Overages and Buy 1 Get 1 Free!

These are the two biggest changes I noticed…. (love that we get overage now, and BOGO coupon with BOGO sale = free)

  •  Coupons that exceed the retail value of an item will have the remaining amount applied to the balance of the transaction. In the event a transaction balance results in a “credit”, additional items WILL be added/suggested to the order to utilize the remaining value of the coupon. We will not provide any “cash back” on coupons; however we will provide full redemption value.
  • Albertsons offers of Buy One, Get One Free (BOGO) promotions in their weekly advertisement can be combined with Buy One, Get One Free manufacturer coupons to result in BOTH items being Free. The items in the manufacturer coupon must exactly match our weekly advertisement offers and meet the redemption criteria.

Albertsons Official Coupon Policy

To view it on their site click here 

Albertsons promotes a coupon friendly shopping experience and encourages customers to participate in store, manufacturer and internet coupon use. The following policy guidelines are current, but Albertsons may change this policy at any time and policy changes may not be advertised. Coupon redemptions are subject to the policy in effect at time of redemption. The current policy information can be discussed with individual store management but is not posted in each store.

Coupons – Definition: Coupons are a form of tender to reduce an order total based on merchandise purchased. Retailers are not required by law to accept manufacturers’ coupon. Coupons can be in print and/or in electronic form, and may be integrated into the register systems where they are deducted automatically when all purchase requirements are met.

General Coupon Acceptance Guidelines

·         Coupons are accepted in accordance to the stated requirements on the coupon at the time of purchase. These requirements include, but are not limited to: product type, flavor(s), size(s), quantities and minimum/maximum dollar purchase limits.

·         Coupons are intended for one time use and cannot be redeemed more than once.

·         Coupons have no cash value.

·         Albertsons only accepts original coupons and does not accept photocopied or reproduced coupons (including multiple prints of same series internet coupons).

·         Albertsons does not accept expired coupons. Printed expiration dates are verified in addition to scanning the coupon for validity.

·         Coupons stating “on next/future purchase or visit” cannot be used in the transaction in which they are generated. Next purchase is defined as a separate transaction.

·         The coupon redemption value on ‘Free’ coupons may not exceed the value of the item.

·         Albertsons will accept ONE manufacturer coupon and ONE store coupon on the same qualifying item. (Twice the Value coupons are considered a store coupon.)

·         Albertsons does not accept competitor coupons. (Coupons generated by any competitor with competitor logo are considered competitor coupons.)

·         All applicable sales taxes are paid by the customer at the full value of the item.

·         Albertsons reserves the right to refuse any coupons at its discretion.

Manufacturer Coupons

·         Coupons issued by manufacturers contain redemption guidelines including, but not limited to: “terms of agreement”, “face value”, “expiration date” and the verbiage “manufacturer coupon”. Albertsons adheres to all manufacturer redemption guidelines.

·         Albertsons may issue private promotion “manufacturer coupons” in advertisements that state “redeemable only at Albertsons” in which Albertsons is the only retailer that will accept.

·         Coupons that exceed the retail value of an item will have the remaining amount applied to the balance of the transaction. In the event a transaction balance results in a “credit”, additional items WILL be added/suggested to the order to utilize the remaining value of the coupon. We will not provide any “cash back” on coupons; however we will provide full redemption value.

·         Albertsons accepts internet generated manufacturer coupons that have the following conditions:

o   Coupons must scan at checkout.

o   Coupons must have serial numbers and follow an industry-standard format.

o   Coupons must clearly indicate that they are a manufacturer coupon and have a valid manufacture address on the printed coupon.

·         Albertsons does not accept internet generated manufacturer coupons that have the following conditions:

o   FREE product without a required purchase.

o   A redemption value that exceeds $5.00.

o   The absence of a clear and scannable UPC bar code.

o   Same serial numbers (internet sites print time & date stamps on coupons and limit the number of coupons that can be printed from same computer).

o   The absence of a valid manufacturer address on the printed coupon.

·         Albertsons offers of Buy One, Get One Free (BOGO) promotions in their weekly advertisement can be combined with Buy One, Get One Free manufacturer coupons to result in BOTH items being Free. The items in the manufacturer coupon must exactly match our weekly advertisement offers and meet the redemption criteria.

Store Coupons & Promotions

·         Rain checks for store coupons will be given out as long as the store coupon does not state on it “while supplies last”.

·         Coupons issued by Albertsons contain redemption guidelines including, but not limited to: “terms of agreement”, “face value”, “expiration date” and the verbiage “store coupon”.

·         Albertsons offers store coupons in various forms of media including, but not limited to, print, electronic, newspaper, direct mailers, kiosks and Company websites.

·         Albertsons may issue “store coupons” in advertisements that state “redeemable only at Albertsons” in which Albertsons is the only retailer that will accept.

·         Store coupons may require that the discount applies only with Preferred/Loyalty/Rewards Card use.

·         Twice the Value store coupons can only be used in combination with a $1.00 or less manufacturer coupon (a printed face value of $1.01 or greater cannot be combined with Twice the Value store coupons).

o   Albertsons DOES allow manufacturer coupons that state they cannot be ‘doubled’ to be used in conjunction with a Twice the Value store coupon.

·         Market Basket coupons can be provided via US mail or email for loyalty, special events, or local relevance. Can be used in transactions where all/many items have manufacturer coupon since it is for total purchase. These may be “stackable” according to guidance in ad/redemption guidelines. Must meet minimum purchase requirement after all other valid coupon redemptions and customer card discounts. The store Point Of Sale system is programmed to limit or restrict coupons in accordance with the redemption guidelines.

Catalina Checkout Coupons/Rebates

·         Catalina is a third party vendor that partners with vendors and Albertsons to offer both manufacturer coupons and Albertsons in-store coupons. The coupons are triggered by purchasing qualified items at checkout which generate a coupon to print on the Catalina printer.

·         Albertsons delivers 3 types of coupons via Catalina:

1.       Manufacturer “cents off” – common type frequently distributed

2.       Store Coupon – clearly states “store coupon” in title (cannot be combined with Twice The Value)

3.       Market Basket – earned from prior purchase and not associated with an item, but rather the purchase. Can be used in transactions where all/many items have manufacturer coupon since it is for total purchase. These may be “stackable” according to guidance in ad/redemption guidelines. Minimum purchase requirements must be met after all other valid coupon redemptions and customer card discounts. The store Point Of Sale system is programmed to limit or restrict coupons in accordance with the redemption guidelines.

·         It is Albertsons’ policy that these coupons are to be used in a future purchase, not within the purchase in which they are generated. (“next purchase” is defined as a separate transaction)

·         Catalina coupons are provided to the intended customer based on that particular customers shopping experience or purchase, therefore, such coupons are non-transferable. If a customer does not want the issued Catalina coupons, it is Albertsons’ policy that the cashier or store associate destroys them immediately, including any Catalina coupons delivered at the Self Check Out lanes.

The Total Shopping Experience

·         In an effort to serve our all customers better than our competitors, and provide a timely checkout, Albertsons requests that customers do not exceed three (3) consecutive transactions.

·         Additional lanes will be opened to serve all customers in a timely manner if the current business and staffing level permits.

·         If you have questions or comments about your overall experience, please ask for the Store Director or Customer Satisfaction Manager. Customer’s having a highly satisfied experience is our priority!

Newbie or refresher – How to Coupon and Stockpile

Question:
I have a question on starting a stockpile. How do you get started and what do you start with. Do you start with what you can get free ? It seems that when Im able to get something at a realy good price, and for one I may  only have four coupons per item, I dont know how to get more but by the time a sale runs on the same item again, I have already used what I was able to get from the last time, I guess I feel that I cant keep a stockpile its always gone. How do you fix that problem. The only thing I have been able to get free is floss,and my family cant live on that :) And I also was wondering do you just take extra money and start your stockpile that way. If I had more of a stockpile it would be easier to add to it, but like I said when you only have a few of each item it doesnt last long in my house. Just wondering how and what you did to start your family stockpile .
****
Answer:
This is a great question.  If you have watched Extreme Couponing on TLC you know that some coupon shoppers have a stockpile of items they have purchased at a rock bottom price.  What this show does not explain is that stockpile (in most cases) did not appear overnight.  Instead it took months even years to build and maintain.  TLC shows coupon shoppers paying just a few dollars for over a  $1000.00 in items…. yes this is possible but not realistic.  As well as the size of their stockpile, there is a reason the show is called Extreme Couponing.
****
How much money do you apply to building your stockpile? In my classes I teach that you need to take a portion of your weekly budget and dedicate it building you stockpile.  If you were to take your whole food budget and apply it you may get some killer deals….. but it would be hard to feed you family on just the items you are able to stock up on that week.  So if your weekly budget is $100.00 then apply $10 of that just to your stockpile.  That way you are still able to provide the basics for your family.  With that $10 use your coupons and match them with the sale items or FREE items of the week.  Your $10 before coupons may have only gotten you 2 boxes of pasta, 1 can of soup and a tube of toothpaste……BUT with coupons you may be able to find these items FREE or at a major discount….. so stock up and buy as many as you can for $10.  Come home put them  in your pantry and you now know you do not need to buy pasta, soup or toothpaste for another 2 months (depending on how many you were able to get).  The next week do the same thing, before long your pantry will be filled with a variety of items that you do not need to buy again, till they are a price you are willing to pay. The longer you do this the less money you will need for your must have items, and be able to apply more to your stock up items making it grow even quicker.
****
What to buy?  Try to stock up on items that you can create a Menu Plan with.  Even if something is free that does not mean you should bring it into your home.  Purchase items you know your family will eat (but don’t be afraid to try new things either).  Pay attention to what sale or season you are in and take advantage of these seasonal prices.
****
How many to buy?  Think about how many your family will need before they expire.  Also how much space they will take up in your home.  How good of a deal is it, and will they be on sale again soon.  One of the most important questions is how many does the store have, and is this an appropriate store to stock up at.  Remember not to clear the shelf, or be greedy just cause it is a good deal.
****
How many coupons do you have? Remember you can use 1 coupon per item (to read more about this click here) so if you have more coupons than you will be able to get more of that item at the rock bottom price.  Remember P&G coupons will limit you to 4 like items per transaction.   Every families needs are different,  So I do not think you can place a number on how many coupon inserts you should get each week.  But a good number to start out with is 5, and then go from there to fit your families needs.   If you are local click here to read how to get 5 Sunday Papers plus the daily paper for only $3.00 a week.
****
Remember there is a sale cycle.  Did you know that items have a sale cycle, and every 3 months they well vary in price sometimes just a few pennies, or up to a few dollars.  Also sales will come by season, for example in January and February there will be lots of new coupons for health or diet food, as well as lots of sales.  Match the coupons with the sale and you should be able to get these items at the lowest price of the year.  Or now that we are heading into summer we will see lots of picnic and BBQ items on sale,  or sun screen and razors as well as coupons.  We should be able to get salad dressing, mayo, pasta salad, sports drinks, crackers etc. for a good price.  In the Fall you will see a great price on baking items, and canned goods.

What tips do you have for starting or maintaining a Coupon Stockpile?



Q&A- Why aren’t you shopping & Budget Review

Question: Dear A Thrifty Mom, why have you not been coupon shopping?  I look forward to your shipping trips as they help me plan for my own personal shopping trips, but the last few weeks you have not been listing them as much. Are you not shopping or just not posting them on the site.  Should I be taking a break too, I do not want my coupons to go to waste,  thank you for your help.

Answer: Well I did go to the store once this week and posted that shopping trip to Albertsons in two posts (one on Monday and one on Tuesday).  I did not post a budget review as week, since I only went to the store once and did not use any coupons…. I was just going to list it with this weeks shopping trips (and do a 2 week budget review).  I made one trip to WinCo last week and just picked up some things I needed.  The store was crazy busy with holiday shoppers and I just wanted to get in and out.

Please know that I am just as excited about couponing as always….BUT I also do not want to fight the holiday crowds to get a free tube of toothpaste (when I have 5 on the shelf at home).  I have often said that couponing is part of my life, NOT my life.  It is so easy to get so involved in the sales that you miss out on other things.  This is one of the most stressful and busy times of year for me, just trying to get everything done.  So I am happy to say that my “stockpile” helps take the stress of running to the store away. Instead I can just “shop from my pantry”.

If you need items, and there is a good sale then by all means run out and coupon till your little hearts content.  BUT if you are feeling guilty about missing the deals… but do not really “need” those items, and you just do not want to miss a sale.  Remind yourself that another sale will always come.  But  this years memories can only be made once…. one of the best gifts you can give your family is the gift of TIME. And sometimes missing a few sales allows me a little more time with my family.

Total Spent last week 11/27-12/3

Winco $26.19

Bountiful Basket $16.50

Final price = $42.69

 

Trouble with websites or trouble printing?

Are you having trouble with old stuff on websites. Does it seem like the info on a website is the same as it was last time you visited, but you know they have posted more then what is on your computer screen? Quite often readers will say that they get our emails and read about our new postings and deals but when they come to the website it is the same stuff as a few days ago. Or maybe you are having trouble printing coupons and cant get the coupon websites to work right. To fix these issues and others, start by clearing your internet cache

To do this is very easy. Thanks to WikiHow,  Below are steps to take for each type of web browser. Click Here to Continue Reading Trouble with websites or trouble printing? →

Where to find a good coupon binder

So often we get emails or comments asking where to get a three ring coupon binder. Well there are a lot of different options. We use a Case-It brand binder. Right now there are some good sales on Amazon for Case-It binders and others:

Case-It binders as low as $17.95

No name binders for a few bucks

Vertical Photo Pages for 3-Ring Binders, Holds 6 – 4″x6″ Photos/Page, 10/Pack AVE13401 or you can get them
As low as $2.58 HERE

These are some great links to help get your self a pro-coupon binder

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